Privacy Policy

Your privacy matters to us. Learn how we collect, use, and protect your personal information at guarbiancreds.

Last Updated: March 15, 2025

Information We Collect

At guarbiancreds, we collect information that helps us provide you with personalized self-development experiences. This includes data you provide directly and information we gather automatically when you use our platform.

Personal Information You Provide

  • Name, email address, and contact information when you create an account
  • Payment information processed securely through our payment partners
  • Profile information including your learning goals and preferences
  • Communications you send to us, including support requests and feedback
  • Content you create or share within our learning programs

Automatically Collected Information

  • Device information including IP address, browser type, and operating system
  • Usage data such as pages visited, time spent on platform, and feature interactions
  • Learning progress and completion data to track your development journey
  • Cookies and similar tracking technologies for improved user experience

How We Use Your Information

We use your information to deliver, improve, and personalize your self-development experience. Here's how we put your data to work:

Purpose Data Used Legal Basis
Provide learning programs and content Account information, learning preferences Contract performance
Process payments and transactions Payment information, billing details Contract performance
Personalize your learning experience Usage data, learning progress Legitimate interest
Send important updates and communications Contact information, preferences Contract performance
Improve our platform and services Usage data, feedback Legitimate interest

Data Sharing and Disclosure

We take a privacy-first approach to data sharing. We only share your information when necessary to provide our services or when required by law.

Service Providers

We work with trusted third-party service providers who help us deliver our platform. These include payment processors, email service providers, and analytics tools. All service providers are bound by strict confidentiality agreements and can only use your data for the specific services they provide to us.

Legal Requirements

We may disclose your information if required to do so by law, court order, or government request. We'll notify you of such requests unless prohibited by law or when we believe disclosure is necessary to protect our rights or the safety of others.

We Never Sell Your Data

guarbiancreds does not sell, rent, or trade your personal information to third parties for their marketing purposes. Your data is used solely to improve your learning experience and provide our services.

Your Privacy Rights

You have important rights regarding your personal information. We're committed to helping you exercise these rights easily and effectively.

Access and Portability

You can request a copy of all personal information we hold about you. We'll provide this in a commonly used, machine-readable format within 30 days of your request. You can also download your learning progress and content directly from your account dashboard.

Correction and Update

If any of your personal information is inaccurate or incomplete, you can update it directly in your account settings or contact us for assistance. We'll make corrections promptly and notify any third parties who received the incorrect information.

Deletion and Erasure

You can request deletion of your personal information at any time. We'll permanently delete your data within 30 days, except where we're required to retain it for legal or regulatory purposes. Some anonymized usage data may be retained for analytical purposes.

Restriction and Objection

You can object to certain uses of your data or request that we restrict processing. For example, you can opt out of marketing communications while continuing to receive service-related messages about your account.

Data Security and Protection

Protecting your personal information is a top priority. We implement comprehensive security measures to safeguard your data against unauthorized access, alteration, disclosure, or destruction.

Technical Safeguards

  • All data transmissions are encrypted using TLS 1.3 protocol
  • Personal information is stored in encrypted databases with restricted access
  • Regular security audits and penetration testing by third-party experts
  • Multi-factor authentication for all administrative access
  • Automated monitoring for suspicious activities and potential breaches

Organizational Measures

  • Regular privacy and security training for all staff members
  • Strict access controls limiting data access to authorized personnel only
  • Data processing agreements with all third-party service providers
  • Incident response plan for potential data breaches

Data Retention

We retain your personal information only as long as necessary to provide our services and fulfill the purposes outlined in this privacy policy.

Data Type Retention Period Reason
Account information Until account deletion + 30 days Service provision and legal compliance
Learning progress data Until account deletion + 90 days Certification and progress tracking
Payment information 7 years after last transaction Tax and regulatory requirements
Support communications 3 years after resolution Quality assurance and legal protection
Marketing preferences Until withdrawn or 5 years inactive Compliance with unsubscribe requests

International Data Transfers

guarbiancreds operates primarily within the United States, but we may transfer your data internationally to provide our services effectively. When we do transfer data outside the US, we ensure appropriate safeguards are in place.

Transfer Mechanisms

We use standard contractual clauses approved by relevant data protection authorities for international transfers. Our service providers are required to implement equivalent levels of protection for your personal information, regardless of their location.

Data Processing Locations

Your data may be processed in the United States, Canada, and the European Union. All processing locations maintain high standards of data protection and are selected based on their ability to meet our security requirements.

Cookies and Tracking Technologies

We use cookies and similar technologies to improve your experience on our platform. You have control over how these technologies are used.

Types of Cookies We Use

  • Essential Cookies: Required for basic platform functionality and security
  • Performance Cookies: Help us understand how you use our platform to improve performance
  • Functionality Cookies: Remember your preferences and personalize your experience
  • Analytics Cookies: Provide insights into platform usage and user behavior

Managing Cookie Preferences

You can manage your cookie preferences through your browser settings or our cookie preference center. Please note that disabling certain cookies may limit some platform functionality.

Children's Privacy

guarbiancreds's services are designed for adults aged 18 and older. We do not knowingly collect personal information from children under 18. If we discover that we have collected information from a child under 18, we will delete it immediately.

Parental Notification

If you believe your child has provided personal information to us, please contact us immediately. We will work with you to remove any such information and terminate any associated accounts.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. We'll notify you of any material changes through email or a prominent notice on our platform.

How We Notify You

For significant changes that affect your rights or how we use your data, we'll provide at least 30 days' notice before the changes take effect. Minor updates may be posted directly to this page with an updated "Last Modified" date.

Contact Us About Privacy

If you have questions about this privacy policy or want to exercise your privacy rights, we're here to help.

Email: privacy@guarbiancreds.com

Mail: guarbiancreds Privacy Team
6732 Magnolia Ave
Riverside, CA 92506
United States

Phone: +1 (678) 778-3085

We typically respond to privacy inquiries within 5 business days.